Corporate Accounting Manager/Team Leader

• Obtain and maintain a thorough understanding of the financial reporting and general ledger administration. 

• Ensure an accurate and timely monthly, quarterly and year end corporate close. 

• Ensure the timely reporting of all monthly financial information. 

• Supervise the daily corporate accounting activities.

• Ensure the monthly and quarterly corporate financial compliance activities are performed in a timely and accurate manner. 

• Collaborates with the other finance department managers to support overall department goals and objectives. 

• Monitors and analyzes department work to develop more efficient procedures and use of resources while maintaining a high level of accuracy. 

• Advises staff regarding the handling of non-routine transactions. 

• Responds to inquiries from firm wide managers regarding financial results, special reporting requests and the like. 

• Work with the Financial Accounting VP to ensure a clean and timely year-end audit of the assigned activities.

• Supervise the general ledger administration and corporate activities group to ensure all financial reporting deadlines with the highest quality standards.

• Assist in development and implementation of new procedures and features to enhance the workflow of the department. 

• Provide training to new and existing staff as needed. 

• Handle personnel issues relating to staff conflicts, absenteeism, performance issues, etc. 

• Work with each direct report to establish goals and objectives for each year and monitor and advise on the progress to enhance the professional development of staff. 

• Support VP with special projects and workflow process improvements. 

Knowledge / Skills & Metrics

• Knowledge of accounting principles, practices and procedures.

• Knowledge of computerized accounting systems and applications to include main frame terminals/ personal computers, general software applications and keyboard facility.  (Oracle knowledge a must).

• Skill in performing detailed and complex numerical computations and reports.

• Skill in both verbal and written communication. 

• Process and IT oriented.

• Calendar compliance with financial close and  reporting deadlines.

• Out-of-period or post-closing manual entries to the general ledger or reporting packages

• Daily accounting scorecards

Loss Mitigation Manager

Primary Responsibilities: include the following, but is not necessarily an exhaustive list of all responsibilities, duties, performance standards or requirement efforts, skills, or working conditions associated with the job. Management reserves the right to revise the job or to require that other or different tasks be performed when circumstances change (i.e. emergencies, rush jobs, change in workload, or technological developments).

• Manage all aspects of Collections activity and training

• Manage and implements a plan to modify potential delinquent and existing delinquent loans.

• Manage Loss Mitigation from offer to compliance

• Coordinates all departmental flow activity from Collections Dept

• Risk Assessments as to product risk values (Real Estate Related)

• Implement Strategic Planning to minimize Loan Losses.

• Evaluate appraisals and BPOs to determine acceptability

• Evaluate AVM and or BPO to ascertain Reserves and Charge Off’s

• Maintain good communication with legal counsel, clients, lending department, collections department, foreclosure department, realtors, etc

• Present, evaluate and recommend all Short Sales and Deed in lieu offers

• Follows all bank’s policies and procedures, compliance regulations, and completes all required, annual required or job-specific training

• Approve and prepare all Loan Portfolio, Collections, TDR and other special reports

• Maintain contact with all Banks that we service as to Loss Mitigation and Collections

• Implement collections and Charge off recovery

• Prepare statistical data as to delinquency behaviors and trends

• Prepare and evaluate departmental budget

• Evaluate attorney performance (Foreclosure Loss Mitigation)

• Supervises, train and monitored 2 managers and a staff of 11 team members

• Implement all Collection and Loss Mitigation policies

• Investor reporting as to Collections, Loss Mitigation, and Litigation management

• Train or set up training schedule to all staff members

• Compliance (FDCPA) (RESPA)

Enterprise Risk Manager

Location: Miami, FL (40% traveling)

Salary Range: competitive with candidate’s current compensation

Oversee Market Risk and Liquidity Risk Management including limit administration and control. Will oversee all Operational Risk management efforts including all sub-types (Reputational, Regulatory, Technology, etc.) and lead risk efforts regarding audit and regulatory findings, in concert with Audit and Regulatory Affairs while managing all risk-related policies and procedures. Requires a Bachelor’s degree in business or a quantitative science or equivalent experience in Risk Management and at least 8 years in a senior risk management role in the financial services industry. Prior experience with market risk in a banking context, knowledge of Operational Risk principles and administration, knowledge of bank regulatory process and significant issues, policy creation and experience with executive/board presentation. Credit experience is desirable

Summary & Responsibilities:


• Oversee Market Risk and Liquidity Risk management, including limit administration and control

• Oversee all Operational Risk management efforts, including all sub-types (Reputational, Regulatory, Technology, etc,)

• Lead Risk efforts regarding audit and regulatory findings, in concert with Audit and Regulatory Affairs

• Manage all Risk and Risk-related policies and procedures

Requirements:


Bachelor's degree (required) in Business or a quantitative science, or equivalent experience in Risk Management; advanced related degree preferred

• Eight years in a senior risk management role in the financial services industry; Credit experience desirable

• Bilingual: English / Spanish

• Experience with Market Risk in a banking context

• Knowledge of Operational Risk principles and administration

• Knowledge of bank regulatory process and significant issues

• Experience in policy creation and administration

• Experience with executive/board presentation

• Knowledge of auditing and control principles

Senior Credit Analyst

Job Description

An International Bank with Domestic license is seeking an experienced Credit Analyst who will conduct credit investigations and analyze credit information pertaining to loans.

The Credit Analyst will provide support and assistance to Commercial Loan Officers and Loan Administrator in making credit decisions through preparation of financial spreadsheets and written analyses focusing on areas of profitability, liquidity, cash flow, and industry stabilization. They will also be involved in the preparation of financial statements of commercial clients as well as advise lenders on the potential client’s borrowing capacity and ability to pay their credit obligations. The Credit Analyst will prepare written analyses focusing on areas of profitability, liquidity, cash flow, and industry stabilization and prepare loan packages for presentation to Loan Committee. Salary highly competitive and commensurate with experience.

Requirements

• Three to five years in Underwriting of Corporate Commercial Credit

• Bachelor’s degree in Business Administration, Finance, Accounting, or Economics,

• Working knowledge of credit analysis process, policies and procedures governing credit

• Formal commercial credit training a plus

• A good understanding of market trends, economic conditions, and financial and structural issues

• Strong credit, loan documentation and analytical skills

• Must be familiar with and able to calculate various risk ratio calculations, including debt coverage ratio, leverage ratio, liquidity ratio, among others

• Demonstrated excellent written, verbal communication, listening, and interpersonal skills, and ability to work in a team environment


Spanish is a must

Loan Accounting Manager

Supervises a team to ensure accuracy and consistency of the financial records for the Loan accounting function of the corporation and provides meaningful insight to drive timely decision making related to the assigned area.

The corporate loan accounting manager/team leader will be responsible of:

Mortgage origination accounting

·          Ascertain that all loans are boarded and accounted for in the proper period.

·          Ascertain that all account reconciliations for the origination activities are properly analyzed and reconciled timely.

·          Review that all reporting packages related to origination operations are accurate.

·          Mortgage servicing

·          Lead all operational accounting topics related to Mortgage Servicing for an own portfolio loan life-cycle: New Loan, Front-end, Loss Mitigation, Foreclosure, Bankruptcy, REO and Claim.

·          Supervise all accounting topics related that affect the corporation as a servicer for private and GSE investors.

·          Ascertain that the recorded investment file for Mortgage operations is in accordance with the latest GAAP and reporting requirements.

·          MSR and IO accounting review.

·          Discontinued operations

·          Provide accounting support to the operations for discontinued operations for the loan life-cycle: CRE, Commercial and Industrial, Construction and Land, Leasing.

·          Ascertain compliance from an accounting perspective with workout outsourcing contracts.

·          Allowance for Loan and Lease Losses and other credit related estimates

·          Create and maintain models to automate methodology. Validate that formulas are in accordance with approved methodology.

·          Ascertain operational processes are aligned to address ALLL guidance standards and preparation timeliness.

·          Use a clear guidance to consolidate loss estimates and ensure ALLL balances are recorded in accordance with GAAP.

·          Participate in the Accounting Operations Transformation initiatives and lead assigned tasks.

·          Tied all responsibilities to KPIs and report them to the business as coordinated with the VP Financial Accounting and Systems Controller.

Prepare or review all schedules required for the monthly Controllership Package.